Mortgage Broker in Colorado
NMLS# 1611001
Ready to FILL OUT AN APPLICATION?
As a dedicated mortgage lender based in Colorado, I’m committed to helping my clients navigate the home financing process with ease and confidence. Whether you’re a first-time homebuyer, looking to refinance, or investing in property, I bring personalized solutions tailored to your unique needs.
With a deep understanding of Colorado’s housing market and access to a wide range of loan products, I ensure you get the best rates and terms available. My approach is rooted in transparency, clear communication, and a focus on building long-term relationships.
I’m here to guide you every step of the way, making the mortgage process smooth, stress-free, and tailored to your goals. Let’s turn your homeownership dreams into reality!
FHA loans are government-backed mortgages insured by the Federal Housing Administration, designed to help first-time homebuyers and those with lower credit scores qualify for home financing with lower down payment requirements.
USDA loans are government-backed mortgages offered by the U.S. Department of Agriculture, designed to help low-to-moderate-income buyers purchase homes in eligible rural and suburban areas with no down payment and reduced mortgage insurance costs.
A 30-year fixed-rate loan is a mortgage with a consistent interest rate and monthly payments that remain the same over the entire 30-year repayment period, offering long-term stability and predictability for homeowners.
An adjustable-rate mortgage (ARM) is a home loan with an interest rate that starts fixed for an initial period and then adjusts periodically based on market conditions, potentially leading to lower initial payments but fluctuating rates over time.
VA loans are government-backed mortgages offered to eligible veterans, active-duty service members, and certain military spouses, providing benefits like no down payment, competitive interest rates, and no private mortgage insurance.
Jumbo loans are non-conforming mortgages that exceed the loan limits set by the Federal Housing Finance Agency (FHFA), typically used to finance luxury properties or homes in high-cost areas, and often require higher credit scores, larger down payments, and stricter financial qualifications.
A 15-year fixed-rate loan is a mortgage with a stable interest rate and monthly payments that stay consistent over a 15-year term, allowing homeowners to pay off their loan faster and typically save on interest compared to longer-term loans.
A Home Equity Line of Credit (HELOC) is a revolving loan that allows homeowners to borrow against the equity in their home, providing flexible access to funds with variable interest rates and repayment terms.
True Rate Mortgage Group, LLC is a division of Xpert Home Lending, Inc. (XHL). XHL is a Real Estate Broker Licensed by the California Department of Real Estate. DRE #02166758 NMLS: 2179191. www.nmlsconsumeraccess.org
Equal Housing Lender
Compare listings
ComparePlease enter your username or email address. You will receive a link to create a new password via email.